Indian Overseas Bank HAMIRPUR Branch IFSC Code
IOBA 0003987
Indian Overseas Bank HAMIRPUR — HAMIRPUR, HIMACHAL PRADESH
MICR: 177020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- HAMIRPUR
- IFSC Code
- IOBA0003987
- MICR Code
- 177020003
- City
- HAMIRPUR
- District
- HAMIRPUR
- State
- HIMACHAL PRADESH
- Contact
- +918091200077
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003987 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003987.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003987.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
8
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003987 — Branch code (HAMIRPUR)
Nearby Indian Overseas Bank Branches in HAMIRPUR
View all Indian Overseas Bank branches in HAMIRPUR →Frequently Asked Questions
Is IOBA0003987 valid for online transfer?
Yes, IOBA0003987 is a valid IFSC code for Indian Overseas Bank HAMIRPUR branch in HAMIRPUR, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003987 belong to?
IOBA0003987 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank HAMIRPUR is 177020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003987?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.