Indian Overseas Bank PHARENDA Branch IFSC Code
IOBA 0003997
Indian Overseas Bank PHARENDA — MAHARAJGANJ, UTTAR PRADESH
MICR: 273020007
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PHARENDA
- IFSC Code
- IOBA0003997
- MICR Code
- 273020007
- Address
- OPPOSITE TO RAILWAY POWER HOUSE, GORAKHPUR SONAULI MAIN ROAD, ANAND NAGAR, PHARENDA, DIST MAHARAJGANJ, PIN - 273155 Open in Google Maps
- City
- MAHARAJGANJ
- District
- MAHARAJGANJ
- State
- UTTAR PRADESH
- Contact
- +918925953997
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003997 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003997.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003997.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
9
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003997 — Branch code (PHARENDA)
Nearby Indian Overseas Bank Branches in MAHARAJGANJ
View all Indian Overseas Bank branches in MAHARAJGANJ →Frequently Asked Questions
Is IOBA0003997 valid for online transfer?
Yes, IOBA0003997 is a valid IFSC code for Indian Overseas Bank PHARENDA branch in MAHARAJGANJ, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003997 belong to?
IOBA0003997 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PHARENDA is 273020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0003997?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.