Indian Overseas Bank ZIRA Branch IFSC Code
IOBA 0003999
Indian Overseas Bank ZIRA — FEROZEPUR, PUNJAB
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- ZIRA
- IFSC Code
- IOBA0003999
- Address
- INDIAN OVERSEAS BANK, NEW TALWANDI ROAD, OPP SARWAN SERVICE STATION , ZIRA, FIROZEPUR PUNJAB 142047 Open in Google Maps
- City
- FEROZEPUR
- District
- ZIRA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0003999 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0003999.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0003999.
IFSC Code Structure
I
O
B
A
0
0
0
3
9
9
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 003999 — Branch code (ZIRA)
Frequently Asked Questions
Is IOBA0003999 valid for online transfer?
Yes, IOBA0003999 is a valid IFSC code for Indian Overseas Bank ZIRA branch in FEROZEPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0003999 belong to?
IOBA0003999 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0003999?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.