Indian Overseas Bank PAONTA SAHIB Branch IFSC Code
IOBA 0004002
Indian Overseas Bank PAONTA SAHIB — SIRMAUR, HIMACHAL PRADESH
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PAONTA SAHIB
- IFSC Code
- IOBA0004002
- City
- SIRMAUR
- District
- PAONTA SAHIB
- State
- HIMACHAL PRADESH
- Contact
- +918979706977
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004002 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004002.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004002.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
0
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004002 — Branch code (PAONTA SAHIB)
Frequently Asked Questions
Is IOBA0004002 valid for online transfer?
Yes, IOBA0004002 is a valid IFSC code for Indian Overseas Bank PAONTA SAHIB branch in SIRMAUR, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004002 belong to?
IOBA0004002 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0004002?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.