Indian Overseas Bank KATRA Branch IFSC Code
IOBA 0004003
Indian Overseas Bank KATRA — REASI, JAMMU AND KASHMIR
MICR: 182020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KATRA
- IFSC Code
- IOBA0004003
- MICR Code
- 182020002
- City
- REASI
- District
- KATRA
- State
- JAMMU AND KASHMIR
- Contact
- +919760906667
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004003 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004003.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004003.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
0
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004003 — Branch code (KATRA)
Frequently Asked Questions
Is IOBA0004003 valid for online transfer?
Yes, IOBA0004003 is a valid IFSC code for Indian Overseas Bank KATRA branch in REASI, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004003 belong to?
IOBA0004003 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KATRA is 182020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004003?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.