Indian Overseas Bank RAMPUR Branch IFSC Code
IOBA 0004006
Indian Overseas Bank RAMPUR — RAMPUR, UTTAR PRADESH
MICR: 244020006
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RAMPUR
- IFSC Code
- IOBA0004006
- MICR Code
- 244020006
- Address
- GF, RADHA ROAD, NEAR SBI, ADB BRANCH, NEAR SHAUKAR ALI ROAD, CIVIL LINES Open in Google Maps
- City
- RAMPUR
- District
- RAMPUR
- State
- UTTAR PRADESH
- Contact
- +918925804006
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004006 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004006.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004006.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
0
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004006 — Branch code (RAMPUR)
Frequently Asked Questions
Is IOBA0004006 valid for online transfer?
Yes, IOBA0004006 is a valid IFSC code for Indian Overseas Bank RAMPUR branch in RAMPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004006 belong to?
IOBA0004006 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RAMPUR is 244020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004006?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.