Indian Overseas Bank BAGHPAT Branch IFSC Code
IOBA 0004007
Indian Overseas Bank BAGHPAT — BAGHPAT, UTTAR PRADESH
MICR: 250020010
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BAGHPAT
- IFSC Code
- IOBA0004007
- MICR Code
- 250020010
- City
- BAGHPAT
- District
- BAGHPAT
- State
- UTTAR PRADESH
- Contact
- +918925804007
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004007 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004007.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004007.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
0
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004007 — Branch code (BAGHPAT)
Frequently Asked Questions
Is IOBA0004007 valid for online transfer?
Yes, IOBA0004007 is a valid IFSC code for Indian Overseas Bank BAGHPAT branch in BAGHPAT, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004007 belong to?
IOBA0004007 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BAGHPAT is 250020010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004007?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.