Indian Overseas Bank SARGASON Branch IFSC Code

IOBA 0004027
Indian Overseas Bank Logo Indian Overseas Bank
SARGASON — GANDHINAGAR, GUJARAT
MICR: 382020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SARGASON
IFSC Code
IOBA0004027
MICR Code
382020003
Address
SHOP NO. 6,7,8, SHYAM HEIGHTS, TPS NO.07, FP NO.65, 70, SARGASAN, DISTRICT GANDHINAGAR, STATE GUJARAT, 382421
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City
GANDHINAGAR
District
GANDHINAGAR
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004027 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004027.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004027.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
2
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004027 — Branch code (SARGASON)

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Frequently Asked Questions

Is IOBA0004027 valid for online transfer?
Yes, IOBA0004027 is a valid IFSC code for Indian Overseas Bank SARGASON branch in GANDHINAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004027 belong to?
IOBA0004027 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SARGASON is 382020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004027?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.