Indian Overseas Bank SARGASON Branch IFSC Code
IOBA 0004027
SARGASON — GANDHINAGAR, GUJARAT
MICR: 382020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- SARGASON
- IFSC Code
- IOBA0004027
- MICR Code
- 382020003
- Address
- SHOP NO. 6,7,8, SHYAM HEIGHTS, TPS NO.07, FP NO.65, 70, SARGASAN, DISTRICT GANDHINAGAR, STATE GUJARAT, 382421 Open in Google Maps
- City
- GANDHINAGAR
- District
- GANDHINAGAR
- State
- GUJARAT
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004027 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004027.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004027.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
2
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004027 — Branch code (SARGASON)
Nearby Indian Overseas Bank Branches in GANDHINAGAR
KALOL
IOBA0000337
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MICR: 380020022 RTGS ✓ NEFT ✓ IMPS ✓
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IOBA0000527
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MICR: 380020015 RTGS ✓ NEFT ✓ IMPS ✓
KASTURINAGAR
IOBA0001162
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MICR: 380020024 RTGS ✓ NEFT ✓ IMPS ✓
KALOLIFFCO
IOBA0001815
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MICR: 380020023 RTGS ✓ NEFT ✓ IMPS ✓
GUJARAT SEC EDUCATION BD
IOBA0001817
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MICR: 380020020 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0004027 valid for online transfer?
Yes, IOBA0004027 is a valid IFSC code for Indian Overseas Bank SARGASON branch in GANDHINAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004027 belong to?
IOBA0004027 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SARGASON is 382020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004027?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.