Indian Overseas Bank RANDESAN Branch IFSC Code

IOBA 0004032
Indian Overseas Bank Logo Indian Overseas Bank
RANDESAN — GANDHINAGAR, GUJARAT
MICR: 382020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RANDESAN
IFSC Code
IOBA0004032
MICR Code
382020004
Address
SHOP NO.7 TO 10, KESHAV ELITUS, NEAR SHUBH ARAMBH, RANDESAN, DISTRICT GANDHINAGAR, STATE GUJARAT, 382007
Open in Google Maps
City
GANDHINAGAR
District
GANDHINAGAR
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004032 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004032.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004032.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
3
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004032 — Branch code (RANDESAN)

Nearby Indian Overseas Bank Branches in GANDHINAGAR

View all Indian Overseas Bank branches in GANDHINAGAR →

Frequently Asked Questions

Is IOBA0004032 valid for online transfer?
Yes, IOBA0004032 is a valid IFSC code for Indian Overseas Bank RANDESAN branch in GANDHINAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004032 belong to?
IOBA0004032 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RANDESAN is 382020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004032?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.