Indian Overseas Bank PRATAPGARH Branch IFSC Code
IOBA 0004038
Indian Overseas Bank PRATAPGARH — PRATAPGARH, RAJASTHAN
MICR: 312020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PRATAPGARH
- IFSC Code
- IOBA0004038
- MICR Code
- 312020003
- Address
- PART OF KHASRA NO. 27, THIRTHANKAR MAHAVEER NAGAR, NEEMUCH MAIN ROAD, DISTRICT - PRATAPGARH, RAJASTHAN - 312605 Open in Google Maps
- City
- PRATAPGARH
- District
- PRATAPGARH
- State
- RAJASTHAN
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004038 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004038.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004038.
IFSC Code Structure
I
O
B
A
0
0
0
4
0
3
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004038 — Branch code (PRATAPGARH)
Frequently Asked Questions
Is IOBA0004038 valid for online transfer?
Yes, IOBA0004038 is a valid IFSC code for Indian Overseas Bank PRATAPGARH branch in PRATAPGARH, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004038 belong to?
IOBA0004038 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PRATAPGARH is 312020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004038?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.