Indian Overseas Bank PAL ROAD, JODHPUR Branch IFSC Code

IOBA 0004039
Indian Overseas Bank Logo Indian Overseas Bank
PAL ROAD, JODHPUR — JODHPUR, RAJASTHAN
MICR: 342020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PAL ROAD, JODHPUR
IFSC Code
IOBA0004039
MICR Code
342020008
Address
SHREE K C TOWER, KHASRA NO. 146, NEHAR CHAURAHA, PAL ROAD, DISTRICT - JODHPUR, RAJASTHAN - 342008
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City
JODHPUR
District
JODHPUR
State
RAJASTHAN

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004039 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004039.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004039.

IFSC Code Structure

I
O
B
A
0
0
0
4
0
3
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004039 — Branch code (PAL ROAD, JODHPUR)

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Frequently Asked Questions

Is IOBA0004039 valid for online transfer?
Yes, IOBA0004039 is a valid IFSC code for Indian Overseas Bank PAL ROAD, JODHPUR branch in JODHPUR, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004039 belong to?
IOBA0004039 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PAL ROAD, JODHPUR is 342020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004039?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.