Indian Overseas Bank DHANDARI KALAN Branch IFSC Code
IOBA 0004120
Indian Overseas Bank DHANDARI KALAN — LIDHIANA, PUNJAB
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- DHANDARI KALAN
- IFSC Code
- IOBA0004120
- Address
- INDIAN OVERSEAS BANK, PLOT NO 1209, GT ROAD DHANDARI KALAN, LUDHIANA 141014 Open in Google Maps
- City
- LIDHIANA
- District
- LIDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004120 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004120.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004120.
IFSC Code Structure
I
O
B
A
0
0
0
4
1
2
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004120 — Branch code (DHANDARI KALAN)
Frequently Asked Questions
Is IOBA0004120 valid for online transfer?
Yes, IOBA0004120 is a valid IFSC code for Indian Overseas Bank DHANDARI KALAN branch in LIDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004120 belong to?
IOBA0004120 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0004120?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.