Indian Overseas Bank RUNISAIDPUR Branch IFSC Code
IOBA 0004126
Indian Overseas Bank RUNISAIDPUR — SITAMARHI, BIHAR
MICR: 843020003
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- RUNISAIDPUR
- IFSC Code
- IOBA0004126
- MICR Code
- 843020003
- Address
- 1ST FLOOR COMPLEX, KATRA MORE, RUNI SAIDPUR, NH 77 LANDMARK TVS SUZUKI SHOWROOM, DISTRICT SITAMARHI, STATE BIHAR, PIN 843328 Open in Google Maps
- City
- SITAMARHI
- District
- SITAMARHI
- State
- BIHAR
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0004126 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004126.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004126.
IFSC Code Structure
I
O
B
A
0
0
0
4
1
2
6
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 004126 — Branch code (RUNISAIDPUR)
Frequently Asked Questions
Is IOBA0004126 valid for online transfer?
Yes, IOBA0004126 is a valid IFSC code for Indian Overseas Bank RUNISAIDPUR branch in SITAMARHI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004126 belong to?
IOBA0004126 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RUNISAIDPUR is 843020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004126?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.