Indian Overseas Bank ZADESHWAR Branch IFSC Code

IOBA 0004129
Indian Overseas Bank Logo Indian Overseas Bank
ZADESHWAR — BHARUCH, GUJARAT
MICR: 392020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ZADESHWAR
IFSC Code
IOBA0004129
MICR Code
392020002
Address
R.K. ELINORA,GF SHOP NO. 48,49 AND 50, OPPOSITE RK AVENUE, NR NARMADA COLLEGE, ZADESHWAR, BHARUCH - 392011
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City
BHARUCH
District
BHARUCH
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004129 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004129.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004129.

IFSC Code Structure

I
O
B
A
0
0
0
4
1
2
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004129 — Branch code (ZADESHWAR)

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Frequently Asked Questions

Is IOBA0004129 valid for online transfer?
Yes, IOBA0004129 is a valid IFSC code for Indian Overseas Bank ZADESHWAR branch in BHARUCH, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004129 belong to?
IOBA0004129 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ZADESHWAR is 392020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004129?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.