Indian Overseas Bank KATHALAL Branch IFSC Code

IOBA 0004132
Indian Overseas Bank Logo Indian Overseas Bank
KATHALAL — KHEDA, GUJARAT
MICR: 387020004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KATHALAL
IFSC Code
IOBA0004132
MICR Code
387020004
Address
IOB-KATHLAL,SHOP NO G8 TO G11, AYAAN ARCADE, NEAR KATHLAL CHOWKI, NADIAD ROAD, KATHLAL - 387630
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City
KHEDA
District
KATHALAL
State
GUJARAT

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0004132 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0004132.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0004132.

IFSC Code Structure

I
O
B
A
0
0
0
4
1
3
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 004132 — Branch code (KATHALAL)

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Frequently Asked Questions

Is IOBA0004132 valid for online transfer?
Yes, IOBA0004132 is a valid IFSC code for Indian Overseas Bank KATHALAL branch in KHEDA, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0004132 belong to?
IOBA0004132 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KATHALAL is 387020004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0004132?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.