Indian Overseas Bank OGB -MAHAKALAPADA Branch IFSC Code

IOBA 0GB4016
Indian Overseas Bank Logo Indian Overseas Bank
OGB -MAHAKALAPADA — KENDRAPARA, ODISHA
MICR: 754706551 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OGB -MAHAKALAPADA
IFSC Code
IOBA0GB4016
MICR Code
754706551
Address
AT/PO/VIA MAHAKALAPADA, DIST KENDRAPARA, PIN 754224
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City
KENDRAPARA
District
MAHAKALAPADA
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0GB4016 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0GB4016.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0GB4016.

IFSC Code Structure

I
O
B
A
0
G
B
4
0
1
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • GB4016 — Branch code (OGB -MAHAKALAPADA)

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Frequently Asked Questions

Is IOBA0GB4016 valid for online transfer?
Yes, IOBA0GB4016 is a valid IFSC code for Indian Overseas Bank OGB -MAHAKALAPADA branch in KENDRAPARA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0GB4016 belong to?
IOBA0GB4016 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank OGB -MAHAKALAPADA is 754706551. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0GB4016?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.