Indian Overseas Bank OGB - BANDHAGUDA Branch IFSC Code

IOBA 0GB8032
Indian Overseas Bank Logo Indian Overseas Bank
OGB - BANDHAGUDA — PHULBANI, ODISHA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
OGB - BANDHAGUDA
IFSC Code
IOBA0GB8032
Address
ODISHA GRAMEEN BANK, BANDHAGUDA BRANCH, AT/PO-BANDHAGUDA, VIA-SERAGADA, DIST-GANJAM, PIN-761106
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City
PHULBANI
District
K KARADAKANA
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0GB8032 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0GB8032.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0GB8032.

IFSC Code Structure

I
O
B
A
0
G
B
8
0
3
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • GB8032 — Branch code (OGB - BANDHAGUDA)

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Frequently Asked Questions

Is IOBA0GB8032 valid for online transfer?
Yes, IOBA0GB8032 is a valid IFSC code for Indian Overseas Bank OGB - BANDHAGUDA branch in PHULBANI, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0GB8032 belong to?
IOBA0GB8032 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
Can I do RTGS using IOBA0GB8032?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.