Jammu and Kashmir Bank CHANNI RAMA Branch IFSC Code

JAKA 0CHARAM
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
CHANNI RAMA — JAMMU, JAMMU AND KASHMIR
MICR: 180051122 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
CHANNI RAMA
IFSC Code
JAKA0CHARAM
MICR Code
180051122
Address
JK BANK CHANNIRAMA, CHANNI RAMA, JAMMU PIN-180015
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR
Contact
+911912465566

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0CHARAM to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0CHARAM.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0CHARAM.

IFSC Code Structure

J
A
K
A
0
C
H
A
R
A
M
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • CHARAM — Branch code (CHANNI RAMA)

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Frequently Asked Questions

Is JAKA0CHARAM valid for online transfer?
Yes, JAKA0CHARAM is a valid IFSC code for Jammu and Kashmir Bank CHANNI RAMA branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0CHARAM belong to?
JAKA0CHARAM belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank CHANNI RAMA is 180051122. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0CHARAM?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.