Jammu and Kashmir Bank CHAWALGAM Branch IFSC Code

JAKA 0CHAWAL
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
CHAWALGAM — KULGAM, JAMMU AND KASHMIR
MICR: 192051306 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
CHAWALGAM
IFSC Code
JAKA0CHAWAL
MICR Code
192051306
Address
CHAWALGAM,DISTRICT KULGAM,J AND K PIN CODE 192231
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City
KULGAM
District
KULGAM
State
JAMMU AND KASHMIR
Contact
+911931095315

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0CHAWAL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0CHAWAL.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0CHAWAL.

IFSC Code Structure

J
A
K
A
0
C
H
A
W
A
L
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • CHAWAL — Branch code (CHAWALGAM)

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Frequently Asked Questions

Is JAKA0CHAWAL valid for online transfer?
Yes, JAKA0CHAWAL is a valid IFSC code for Jammu and Kashmir Bank CHAWALGAM branch in KULGAM, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0CHAWAL belong to?
JAKA0CHAWAL belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank CHAWALGAM is 192051306. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0CHAWAL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.