Jammu and Kashmir Bank DRASS Branch IFSC Code

JAKA 0DARASS
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
DRASS — KARGIL, JAMMU AND KASHMIR
MICR: 194051017 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
DRASS
IFSC Code
JAKA0DARASS
MICR Code
194051017
Address
QATELGAH, MAIN BAZAR DRASS
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City
KARGIL
District
KARGIL
State
JAMMU AND KASHMIR
Contact
+91918274040

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0DARASS to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0DARASS.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0DARASS.

IFSC Code Structure

J
A
K
A
0
D
A
R
A
S
S
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • DARASS — Branch code (DRASS)

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Frequently Asked Questions

Is JAKA0DARASS valid for online transfer?
Yes, JAKA0DARASS is a valid IFSC code for Jammu and Kashmir Bank DRASS branch in KARGIL, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0DARASS belong to?
JAKA0DARASS belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank DRASS is 194051017. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0DARASS?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.