Jammu and Kashmir Bank GANGYAL Branch IFSC Code

JAKA 0GNGYAL
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
GANGYAL — JAMMU, JAMMU AND KASHMIR
MICR: 180051009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
GANGYAL
IFSC Code
JAKA0GNGYAL
MICR Code
180051009
Address
OPP. IFCA BOTTELING COMPANY
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City
JAMMU
District
JAMMU
State
JAMMU AND KASHMIR
Contact
+911912480119

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0GNGYAL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0GNGYAL.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0GNGYAL.

IFSC Code Structure

J
A
K
A
0
G
N
G
Y
A
L
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • GNGYAL — Branch code (GANGYAL)

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Frequently Asked Questions

Is JAKA0GNGYAL valid for online transfer?
Yes, JAKA0GNGYAL is a valid IFSC code for Jammu and Kashmir Bank GANGYAL branch in JAMMU, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0GNGYAL belong to?
JAKA0GNGYAL belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank GANGYAL is 180051009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0GNGYAL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.