Jammu and Kashmir Bank HIMYA Branch IFSC Code

JAKA 0HESPER
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
HIMYA — LEH, JAMMU AND KASHMIR
MICR: 194051015 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
HIMYA
IFSC Code
JAKA0HESPER
MICR Code
194051015
Address
HIMYA KAIRYLEH,LADAKH,J AND K
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City
LEH
District
LEH
State
JAMMU AND KASHMIR
Contact
+919419178288

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0HESPER to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0HESPER.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0HESPER.

IFSC Code Structure

J
A
K
A
0
H
E
S
P
E
R
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • HESPER — Branch code (HIMYA)

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Frequently Asked Questions

Is JAKA0HESPER valid for online transfer?
Yes, JAKA0HESPER is a valid IFSC code for Jammu and Kashmir Bank HIMYA branch in LEH, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0HESPER belong to?
JAKA0HESPER belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank HIMYA is 194051015. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0HESPER?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.