Jammu and Kashmir Bank HANDWARA Branch IFSC Code

JAKA 0HNDWAR
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
HANDWARA — KUPWARA, JAMMU AND KASHMIR
MICR: 193051301 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
HANDWARA
IFSC Code
JAKA0HNDWAR
MICR Code
193051301
Address
NEAR TEHSIL OFFICE
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City
KUPWARA
District
KUPWARA
State
JAMMU AND KASHMIR
Contact
+91195262245

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0HNDWAR to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0HNDWAR.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0HNDWAR.

IFSC Code Structure

J
A
K
A
0
H
N
D
W
A
R
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • HNDWAR — Branch code (HANDWARA)

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Frequently Asked Questions

Is JAKA0HNDWAR valid for online transfer?
Yes, JAKA0HNDWAR is a valid IFSC code for Jammu and Kashmir Bank HANDWARA branch in KUPWARA, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0HNDWAR belong to?
JAKA0HNDWAR belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank HANDWARA is 193051301. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0HNDWAR?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.