Jammu and Kashmir Bank NAGAM Branch IFSC Code

JAKA 0NAGGAM
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
NAGAM — BUDGAM, JAMMU AND KASHMIR
MICR: 191051016 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
NAGAM
IFSC Code
JAKA0NAGGAM
MICR Code
191051016
Address
TEHSIL CHADURA
Open in Google Maps
City
BUDGAM
District
BUDGAM
State
JAMMU AND KASHMIR
Contact
+919622449832

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0NAGGAM to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0NAGGAM.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0NAGGAM.

IFSC Code Structure

J
A
K
A
0
N
A
G
G
A
M
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • NAGGAM — Branch code (NAGAM)

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Frequently Asked Questions

Is JAKA0NAGGAM valid for online transfer?
Yes, JAKA0NAGGAM is a valid IFSC code for Jammu and Kashmir Bank NAGAM branch in BUDGAM, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0NAGGAM belong to?
JAKA0NAGGAM belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank NAGAM is 191051016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0NAGGAM?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.