Jammu and Kashmir Bank NOWGAM Branch IFSC Code

JAKA 0NOWGAM
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
NOWGAM — SRINAGAR, JAMMU AND KASHMIR
MICR: 190051045 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
NOWGAM
IFSC Code
JAKA0NOWGAM
MICR Code
190051045
Address
BYE PASS, NOWGAM
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City
SRINAGAR
District
SRINAGAR
State
JAMMU AND KASHMIR
Contact
+911942436178

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0NOWGAM to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0NOWGAM.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0NOWGAM.

IFSC Code Structure

J
A
K
A
0
N
O
W
G
A
M
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • NOWGAM — Branch code (NOWGAM)

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Frequently Asked Questions

Is JAKA0NOWGAM valid for online transfer?
Yes, JAKA0NOWGAM is a valid IFSC code for Jammu and Kashmir Bank NOWGAM branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0NOWGAM belong to?
JAKA0NOWGAM belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank NOWGAM is 190051045. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0NOWGAM?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.