Jammu and Kashmir Bank PHAGWARA Branch IFSC Code
JAKA 0PAGWAR
Jammu and Kashmir Bank PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144051712
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Jammu and Kashmir Bank
- Branch
- PHAGWARA
- IFSC Code
- JAKA0PAGWAR
- MICR Code
- 144051712
- City
- KAPURTHALA
- District
- KAPURTHALA
- State
- PUNJAB
- Contact
- +91182264648
How to Use This IFSC Code
NEFT Transfer
Use IFSC code JAKA0PAGWAR to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0PAGWAR.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0PAGWAR.
IFSC Code Structure
J
A
K
A
0
P
A
G
W
A
R
- JAKA — Bank code (Jammu and Kashmir Bank)
- 0 — Reserved (always 0)
- PAGWAR — Branch code (PHAGWARA)
Frequently Asked Questions
Is JAKA0PAGWAR valid for online transfer?
Yes, JAKA0PAGWAR is a valid IFSC code for Jammu and Kashmir Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0PAGWAR belong to?
JAKA0PAGWAR belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank PHAGWARA is 144051712. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0PAGWAR?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.