Jammu and Kashmir Bank NIHARIKA Branch IFSC Code

JAKA 0PKATRA
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
NIHARIKA — REASI, JAMMU AND KASHMIR
MICR: 182051261 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
NIHARIKA
IFSC Code
JAKA0PKATRA
MICR Code
182051261
Address
KATRA
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City
REASI
District
REASI
State
JAMMU AND KASHMIR
Contact
+919906025325

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0PKATRA to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0PKATRA.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0PKATRA.

IFSC Code Structure

J
A
K
A
0
P
K
A
T
R
A
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • PKATRA — Branch code (NIHARIKA)

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Frequently Asked Questions

Is JAKA0PKATRA valid for online transfer?
Yes, JAKA0PKATRA is a valid IFSC code for Jammu and Kashmir Bank NIHARIKA branch in REASI, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0PKATRA belong to?
JAKA0PKATRA belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank NIHARIKA is 182051261. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0PKATRA?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.