Jammu and Kashmir Bank RATNIPORA Branch IFSC Code

JAKA 0RATNIE
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
RATNIPORA — PULWAMA, JAMMU AND KASHMIR
MICR: 192051109 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
RATNIPORA
IFSC Code
JAKA0RATNIE
MICR Code
192051109
Address
RATNIPORA
Open in Google Maps
City
PULWAMA
District
PULWAMA
State
JAMMU AND KASHMIR
Contact
+91193265083

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0RATNIE to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0RATNIE.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0RATNIE.

IFSC Code Structure

J
A
K
A
0
R
A
T
N
I
E
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • RATNIE — Branch code (RATNIPORA)

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Frequently Asked Questions

Is JAKA0RATNIE valid for online transfer?
Yes, JAKA0RATNIE is a valid IFSC code for Jammu and Kashmir Bank RATNIPORA branch in PULWAMA, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0RATNIE belong to?
JAKA0RATNIE belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank RATNIPORA is 192051109. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0RATNIE?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.