Jammu and Kashmir Bank SAIDA KADAL Branch IFSC Code

JAKA 0SKADAL
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
SAIDA KADAL — SRINAGAR, JAMMU AND KASHMIR
MICR: 190051098 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
SAIDA KADAL
IFSC Code
JAKA0SKADAL
MICR Code
190051098
Address
SAIDA KADAL MAIN CHOWK, SRINAGAR, KASHMIR JK PIN 190003
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City
SRINAGAR
District
SRINAGAR
State
JAMMU AND KASHMIR
Contact
+919018779779

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0SKADAL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0SKADAL.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0SKADAL.

IFSC Code Structure

J
A
K
A
0
S
K
A
D
A
L
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • SKADAL — Branch code (SAIDA KADAL)

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Frequently Asked Questions

Is JAKA0SKADAL valid for online transfer?
Yes, JAKA0SKADAL is a valid IFSC code for Jammu and Kashmir Bank SAIDA KADAL branch in SRINAGAR, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0SKADAL belong to?
JAKA0SKADAL belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank SAIDA KADAL is 190051098. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0SKADAL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.