Jammu and Kashmir Bank MAGAM HANDWARA Branch IFSC Code
JAKA 0SMOOTH
Jammu and Kashmir Bank MAGAM HANDWARA — KUPWARA, JAMMU AND KASHMIR
MICR: 193051303
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Jammu and Kashmir Bank
- Branch
- MAGAM HANDWARA
- IFSC Code
- JAKA0SMOOTH
- MICR Code
- 193051303
- City
- KUPWARA
- District
- KUPWARA
- State
- JAMMU AND KASHMIR
- Contact
- +917298004574
How to Use This IFSC Code
NEFT Transfer
Use IFSC code JAKA0SMOOTH to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0SMOOTH.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0SMOOTH.
IFSC Code Structure
J
A
K
A
0
S
M
O
O
T
H
- JAKA — Bank code (Jammu and Kashmir Bank)
- 0 — Reserved (always 0)
- SMOOTH — Branch code (MAGAM HANDWARA)
Nearby Jammu and Kashmir Bank Branches in KUPWARA
ARAMPORA
JAKA0ARMPOR
ARAMPORA,DISTRICT KUPWARA,PIN CODE 193221
MICR: 193051219 RTGS ✓ NEFT ✓ IMPS ✓
ASHIPORA
JAKA0ASHPOR
ASHIPORA LANGATE, KUPWARA, JK-193303
MICR: 193051233 RTGS ✓ NEFT ✓ IMPS ✓
AWOORA
JAKA0AWOORA
DISTRICT KUPWARA
MICR: 193051203 RTGS ✓ NEFT ✓ IMPS ✓
BUMHAMA, KUPWARA
JAKA0BUMHAM
VILLAGE BUMHAMA NEAR FRUIT MANDI, BUMHAMA. POST OFFICE KUPWARA, TEHSIL , DISTRICT KUPWARA, JK. PIN 193222
RTGS ✓ NEFT ✓ IMPS ✓
CHITRAKOTE
JAKA0CHITER
TANGDAR
MICR: 193051223 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is JAKA0SMOOTH valid for online transfer?
Yes, JAKA0SMOOTH is a valid IFSC code for Jammu and Kashmir Bank MAGAM HANDWARA branch in KUPWARA, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0SMOOTH belong to?
JAKA0SMOOTH belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank MAGAM HANDWARA is 193051303. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0SMOOTH?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.