Jammu and Kashmir Bank SURAT Branch IFSC Code
JAKA 0SOORAT
SURAT — SURAT, GUJARAT
MICR: 395051002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Jammu and Kashmir Bank
- Branch
- SURAT
- IFSC Code
- JAKA0SOORAT
- MICR Code
- 395051002
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +912612325657
How to Use This IFSC Code
NEFT Transfer
Use IFSC code JAKA0SOORAT to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0SOORAT.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0SOORAT.
IFSC Code Structure
J
A
K
A
0
S
O
O
R
A
T
- JAKA — Bank code (Jammu and Kashmir Bank)
- 0 — Reserved (always 0)
- SOORAT — Branch code (SURAT)
Frequently Asked Questions
Is JAKA0SOORAT valid for online transfer?
Yes, JAKA0SOORAT is a valid IFSC code for Jammu and Kashmir Bank SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0SOORAT belong to?
JAKA0SOORAT belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank SURAT is 395051002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0SOORAT?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.