Jammu and Kashmir Bank WACHI Branch IFSC Code

JAKA 0WACHII
Jammu and Kashmir Bank Logo Jammu and Kashmir Bank
WACHI — SHOPIAN, JAMMU AND KASHMIR
MICR: 192051212 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Jammu and Kashmir Bank
Branch
WACHI
IFSC Code
JAKA0WACHII
MICR Code
192051212
Address
NEAR ZIYARAT SHAH HAMDAN WACHI,DISTRICT SHOPIAN,J AND K PIN 192305
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City
SHOPIAN
District
SHOPIAN
State
JAMMU AND KASHMIR
Contact
+919419051994

How to Use This IFSC Code

NEFT Transfer

Use IFSC code JAKA0WACHII to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0WACHII.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0WACHII.

IFSC Code Structure

J
A
K
A
0
W
A
C
H
I
I
  • JAKA — Bank code (Jammu and Kashmir Bank)
  • 0 — Reserved (always 0)
  • WACHII — Branch code (WACHI)

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Frequently Asked Questions

Is JAKA0WACHII valid for online transfer?
Yes, JAKA0WACHII is a valid IFSC code for Jammu and Kashmir Bank WACHI branch in SHOPIAN, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0WACHII belong to?
JAKA0WACHII belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank WACHI is 192051212. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0WACHII?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.