Jammu and Kashmir Bank WATERHAL Branch IFSC Code
JAKA 0WATHAL
Jammu and Kashmir Bank WATERHAL — BUDGAM, JAMMU AND KASHMIR
MICR: 191051021
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Jammu and Kashmir Bank
- Branch
- WATERHAL
- IFSC Code
- JAKA0WATHAL
- MICR Code
- 191051021
- City
- BUDGAM
- District
- BUDGAM
- State
- JAMMU AND KASHMIR
- Contact
- +919419009459
How to Use This IFSC Code
NEFT Transfer
Use IFSC code JAKA0WATHAL to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0WATHAL.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0WATHAL.
IFSC Code Structure
J
A
K
A
0
W
A
T
H
A
L
- JAKA — Bank code (Jammu and Kashmir Bank)
- 0 — Reserved (always 0)
- WATHAL — Branch code (WATERHAL)
Nearby Jammu and Kashmir Bank Branches in BUDGAM
CHRAR I SHARIEF
JAKA0ALNOOR
TEHSIL CHARISHARIEF
MICR: 191051008 RTGS ✓ NEFT ✓ IMPS ✓
ARIZAL
JAKA0ARIZAL
ARIZAL KHAN SAHIB
MICR: 191051015 RTGS ✓ NEFT ✓ IMPS ✓
BEERWAH
JAKA0BEERWA
MAIN BAZAR,BEERWAH
MICR: 191051006 RTGS ✓ NEFT ✓ IMPS ✓
BAGATI KANIPORA
JAKA0BKPORA
BAGATI KANI PORA P/O NATIPORA
MICR: 191051017 RTGS ✓ NEFT ✓ IMPS ✓
NEW BUS STAND BUDGAM
JAKA0BUSBUD
NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM
MICR: 191051049 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is JAKA0WATHAL valid for online transfer?
Yes, JAKA0WATHAL is a valid IFSC code for Jammu and Kashmir Bank WATERHAL branch in BUDGAM, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0WATHAL belong to?
JAKA0WATHAL belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank WATERHAL is 191051021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0WATHAL?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.