Jammu and Kashmir Bank WATERGAM Branch IFSC Code
JAKA 0WTRGAM
Jammu and Kashmir Bank WATERGAM — BARAMULLA, JAMMU AND KASHMIR
MICR: 193051029
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Jammu and Kashmir Bank
- Branch
- WATERGAM
- IFSC Code
- JAKA0WTRGAM
- MICR Code
- 193051029
- City
- BARAMULLA
- District
- BARAMULLA
- State
- JAMMU AND KASHMIR
- Contact
- +917298004497
How to Use This IFSC Code
NEFT Transfer
Use IFSC code JAKA0WTRGAM to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code JAKA0WTRGAM.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code JAKA0WTRGAM.
IFSC Code Structure
J
A
K
A
0
W
T
R
G
A
M
- JAKA — Bank code (Jammu and Kashmir Bank)
- 0 — Reserved (always 0)
- WTRGAM — Branch code (WATERGAM)
Nearby Jammu and Kashmir Bank Branches in BARAMULLA
ACHABAL SOPORE
JAKA0ACHBAL
MAIN MARKET ACHBAL,DOABGH SOPORE
MICR: 193051107 RTGS ✓ NEFT ✓ IMPS ✓
AMARGARH SOPORE
JAKA0AMARGH
ZONAL OFFICE BUILDING, NEAR SOPORE KUPWARA BYE PASS, AMARGARH SOPORE, PIN 193201
MICR: 193051049 RTGS ✓ NEFT ✓ IMPS ✓
FRUIT MANDI SOPORE
JAKA0APPLET
FRUIT MANDI SOPORE
MICR: 193051108 RTGS ✓ NEFT ✓ IMPS ✓
EC ARMY CANTONMENT BARAMULLA
JAKA0ARMYCO
MILITARY CANTONMENT BARAMULLA, JK, PIN 193101
RTGS ✓ NEFT ✓ IMPS ✓
AZADGUNJ BARAMULLA
JAKA0AZGUNJ
AZAD GUNJ BARAMULLA
MICR: 193051002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is JAKA0WTRGAM valid for online transfer?
Yes, JAKA0WTRGAM is a valid IFSC code for Jammu and Kashmir Bank WATERGAM branch in BARAMULLA, JAMMU AND KASHMIR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does JAKA0WTRGAM belong to?
JAKA0WTRGAM belongs to Jammu and Kashmir Bank. The first 4 characters "JAKA" identify the bank.
What is the MICR code for this branch?
The MICR code for Jammu and Kashmir Bank WATERGAM is 193051029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using JAKA0WTRGAM?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.