Karnataka Bank PAYYANNUR Branch IFSC Code

KARB 0000640
Karnataka Bank Logo Karnataka Bank
PAYYANNUR — KANNUR, KERALA
MICR: 670052152 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Karnataka Bank
Branch
PAYYANNUR
IFSC Code
KARB0000640
MICR Code
670052152
Address
FIRST FLOOR,CITY TOWER,NEW BUS STAND ROAD,NEW PAYYANNUR MUNCIPALITY,PAYYANNUR-670307
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City
KANNUR
District
PAYYANNUR
State
KERALA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KARB0000640 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KARB0000640.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KARB0000640.

IFSC Code Structure

K
A
R
B
0
0
0
0
6
4
0
  • KARB — Bank code (Karnataka Bank)
  • 0 — Reserved (always 0)
  • 000640 — Branch code (PAYYANNUR)

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Frequently Asked Questions

Is KARB0000640 valid for online transfer?
Yes, KARB0000640 is a valid IFSC code for Karnataka Bank PAYYANNUR branch in KANNUR, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KARB0000640 belong to?
KARB0000640 belongs to Karnataka Bank. The first 4 characters "KARB" identify the bank.
What is the MICR code for this branch?
The MICR code for Karnataka Bank PAYYANNUR is 670052152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KARB0000640?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.