Kotak Mahindra Bank PHAGWARA Branch IFSC Code

KKBK 0000253
Kotak Mahindra Bank Logo Kotak Mahindra Bank
PHAGWARA — KAPURTHALA, PUNJAB
MICR: 144485712 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Kotak Mahindra Bank
Branch
PHAGWARA
IFSC Code
KKBK0000253
MICR Code
144485712
Address
UGF,MILAP TOWERS,OPP.OHRI TOWERS,G.T. ROAD,PHAGWARA - 144 401
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City
KAPURTHALA
District
PHAGWARA
State
PUNJAB
Contact
+9118602662666

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KKBK0000253 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KKBK0000253.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KKBK0000253.

IFSC Code Structure

K
K
B
K
0
0
0
0
2
5
3
  • KKBK — Bank code (Kotak Mahindra Bank)
  • 0 — Reserved (always 0)
  • 000253 — Branch code (PHAGWARA)

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Frequently Asked Questions

Is KKBK0000253 valid for online transfer?
Yes, KKBK0000253 is a valid IFSC code for Kotak Mahindra Bank PHAGWARA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KKBK0000253 belong to?
KKBK0000253 belongs to Kotak Mahindra Bank. The first 4 characters "KKBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Kotak Mahindra Bank PHAGWARA is 144485712. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KKBK0000253?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.