Kotak Mahindra Bank LUDHIANA BRANCH Branch IFSC Code

KKBK 0003905
Kotak Mahindra Bank Logo Kotak Mahindra Bank
LUDHIANA BRANCH — LUDHIANA, PUNJAB
MICR: 141485010 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Kotak Mahindra Bank
Branch
LUDHIANA BRANCH
IFSC Code
KKBK0003905
MICR Code
141485010
Address
GROUND FLOOR SCO 31 SECTOR 32 CHANDIGARH ROAD LUDHIANA PUNJAB 141001
Open in Google Maps
City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+9118602662666

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KKBK0003905 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KKBK0003905.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KKBK0003905.

IFSC Code Structure

K
K
B
K
0
0
0
3
9
0
5
  • KKBK — Bank code (Kotak Mahindra Bank)
  • 0 — Reserved (always 0)
  • 003905 — Branch code (LUDHIANA BRANCH)

Nearby Kotak Mahindra Bank Branches in LUDHIANA

View all Kotak Mahindra Bank branches in LUDHIANA →

Frequently Asked Questions

Is KKBK0003905 valid for online transfer?
Yes, KKBK0003905 is a valid IFSC code for Kotak Mahindra Bank LUDHIANA BRANCH branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KKBK0003905 belong to?
KKBK0003905 belongs to Kotak Mahindra Bank. The first 4 characters "KKBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Kotak Mahindra Bank LUDHIANA BRANCH is 141485010. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KKBK0003905?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.