Kotak Mahindra Bank LUDHIANA FOCAL POINT ROAD Branch IFSC Code

KKBK 0003913
Kotak Mahindra Bank Logo Kotak Mahindra Bank
LUDHIANA FOCAL POINT ROAD — LUDHIANA, PUNJAB
MICR: 141485014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Kotak Mahindra Bank
Branch
LUDHIANA FOCAL POINT ROAD
IFSC Code
KKBK0003913
MICR Code
141485014
Address
KOTAK MAHINDRA BANK LTD, B-30, 1854/4, PHASE-II, FOCAL POINT ROAD, LUDHIANA - 141014. PUNJAB
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+9118602662666

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KKBK0003913 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KKBK0003913.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KKBK0003913.

IFSC Code Structure

K
K
B
K
0
0
0
3
9
1
3
  • KKBK — Bank code (Kotak Mahindra Bank)
  • 0 — Reserved (always 0)
  • 003913 — Branch code (LUDHIANA FOCAL POINT ROAD)

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Frequently Asked Questions

Is KKBK0003913 valid for online transfer?
Yes, KKBK0003913 is a valid IFSC code for Kotak Mahindra Bank LUDHIANA FOCAL POINT ROAD branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KKBK0003913 belong to?
KKBK0003913 belongs to Kotak Mahindra Bank. The first 4 characters "KKBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Kotak Mahindra Bank LUDHIANA FOCAL POINT ROAD is 141485014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KKBK0003913?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.