Kerala Gramin Bank PALAI Branch IFSC Code

KLGB 0040534
Kerala Gramin Bank Logo Kerala Gramin Bank
PALAI — KOTTAYAM, KERALA
MICR: 686480302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Kerala Gramin Bank
Branch
PALAI
IFSC Code
KLGB0040534
MICR Code
686480302
Address
AVANTHI COMPLEX,THODUPUZHA ROAD,P.O.PALAI,KOTTAYAM,KERALA,PIN 686575
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+914822200833

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KLGB0040534 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KLGB0040534.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KLGB0040534.

IFSC Code Structure

K
L
G
B
0
0
4
0
5
3
4
  • KLGB — Bank code (Kerala Gramin Bank)
  • 0 — Reserved (always 0)
  • 040534 — Branch code (PALAI)

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Frequently Asked Questions

Is KLGB0040534 valid for online transfer?
Yes, KLGB0040534 is a valid IFSC code for Kerala Gramin Bank PALAI branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KLGB0040534 belong to?
KLGB0040534 belongs to Kerala Gramin Bank. The first 4 characters "KLGB" identify the bank.
What is the MICR code for this branch?
The MICR code for Kerala Gramin Bank PALAI is 686480302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KLGB0040534?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.