Kerala State Co-operative Bank AYARKUNNAM Branch IFSC Code
KSBK 0001285
Kerala State Co-operative Bank
AYARKUNNAM — KOTTAYAM, KERALA
MICR: 686177285
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✗
Branch Details
- Bank
- Kerala State Co-operative Bank
- Branch
- AYARKUNNAM
- IFSC Code
- KSBK0001285
- MICR Code
- 686177285
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914812546655
How to Use This IFSC Code
NEFT Transfer
Use IFSC code KSBK0001285 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KSBK0001285.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KSBK0001285.
IFSC Code Structure
K
S
B
K
0
0
0
1
2
8
5
- KSBK — Bank code (Kerala State Co-operative Bank)
- 0 — Reserved (always 0)
- 001285 — Branch code (AYARKUNNAM)
Nearby Kerala State Co-operative Bank Branches in KOTTAYAM
AMBIKAMARKET
KSBK0001283
12/266,AMBIKAMARKET,KOTTAYAM PIN 686144
MICR: 686177283 RTGS ✓ NEFT ✓ IMPS ✓
ATHIRAMPUZHA
KSBK0001284
8/522,ATHIRAMPUZHA,KOTTAYAM PIN 686562
MICR: 686177284 RTGS ✓ NEFT ✓ IMPS ✓
BHARANANGANAM
KSBK0001286
BP/1/214(GH1),BHARANANGANAM,KOTTAYAM PIN 686578
MICR: 686177286 RTGS ✓ NEFT ✓ IMPS ✓
CHAMAMPATHAL
KSBK0001287
9/430,CHAMAMPATHAL,KOTTAYAM PIN 686517
MICR: 686177287 RTGS ✓ NEFT ✓ IMPS ✓
CHANGANACHERRY EVENING
KSBK0001288
4/1110,CHANGANACHERRY,KOTTAYAM PIN 686101
MICR: 686177288 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is KSBK0001285 valid for online transfer?
Yes, KSBK0001285 is a valid IFSC code for Kerala State Co-operative Bank AYARKUNNAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KSBK0001285 belong to?
KSBK0001285 belongs to Kerala State Co-operative Bank. The first 4 characters "KSBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Kerala State Co-operative Bank AYARKUNNAM is 686177285. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KSBK0001285?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.