Karad Urban Co-operative Bank RATNAGIRI Branch IFSC Code

KUCB 0488079
Karad Urban Co-operative Bank
RATNAGIRI — RATNAGIRI, MAHARASHTRA
MICR: 415488017 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Karad Urban Co-operative Bank
Branch
RATNAGIRI
IFSC Code
KUCB0488079
MICR Code
415488017
Address
SAMRAT SHOPPING CENTRE,GALA NO-1,MARUTI MANDIR,KOLHAPUR-RATNAGIRI ROAD,RATNAGIRI,415612
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City
RATNAGIRI
District
RATNAGIRI
State
MAHARASHTRA
Contact
+919112200603

How to Use This IFSC Code

NEFT Transfer

Use IFSC code KUCB0488079 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code KUCB0488079.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code KUCB0488079.

IFSC Code Structure

K
U
C
B
0
4
8
8
0
7
9
  • KUCB — Bank code (Karad Urban Co-operative Bank)
  • 0 — Reserved (always 0)
  • 488079 — Branch code (RATNAGIRI)

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Frequently Asked Questions

Is KUCB0488079 valid for online transfer?
Yes, KUCB0488079 is a valid IFSC code for Karad Urban Co-operative Bank RATNAGIRI branch in RATNAGIRI, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does KUCB0488079 belong to?
KUCB0488079 belongs to Karad Urban Co-operative Bank. The first 4 characters "KUCB" identify the bank.
What is the MICR code for this branch?
The MICR code for Karad Urban Co-operative Bank RATNAGIRI is 415488017. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using KUCB0488079?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.