Model Co-operative Bank VIRAR Branch IFSC Code

MDBK 0000031
Model Co-operative Bank
VIRAR — PALGHAR, MAHARASHTRA
MICR: 400807020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Model Co-operative Bank
Branch
VIRAR
IFSC Code
MDBK0000031
MICR Code
400807020
Address
SHOP NO.1,GANGOTRI CHS,VIRAT NAGAR,VIRAR WEST
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City
PALGHAR
District
MUMBAI
State
MAHARASHTRA
Contact
+912502514973

How to Use This IFSC Code

NEFT Transfer

Use IFSC code MDBK0000031 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code MDBK0000031.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code MDBK0000031.

IFSC Code Structure

M
D
B
K
0
0
0
0
0
3
1
  • MDBK — Bank code (Model Co-operative Bank)
  • 0 — Reserved (always 0)
  • 000031 — Branch code (VIRAR)

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Frequently Asked Questions

Is MDBK0000031 valid for online transfer?
Yes, MDBK0000031 is a valid IFSC code for Model Co-operative Bank VIRAR branch in PALGHAR, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does MDBK0000031 belong to?
MDBK0000031 belongs to Model Co-operative Bank. The first 4 characters "MDBK" identify the bank.
What is the MICR code for this branch?
The MICR code for Model Co-operative Bank VIRAR is 400807020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using MDBK0000031?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.