NKGSB Co-operative Bank PANAJI Branch IFSC Code

NKGS 0000039

NKGSB Co-operative Bank

PANAJI — PANAJI, GOA

MICR: 590086002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: NKGSB Co-operative Bank
Branch: PANAJI
IFSC Code: NKGS0000039
MICR Code: 590086002
Address: HOTEL MANOSHANTI,BEHIND E.D.C HOUSE,DR.DADA VAIDYA ROAD,PANAJI, GOA- 403001
City: PANAJI
District: PANAJI
State: GOA
Contact: +918322230852

How to Use This IFSC Code

NEFT Transfer

Use IFSC code NKGS0000039 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code NKGS0000039.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code NKGS0000039.

IFSC Code Structure

NKGS — Bank code (NKGSB Co-operative Bank)
0 — Reserved (always 0)
000039 — Branch code (PANAJI)

Frequently Asked Questions

Is NKGS0000039 valid for online transfer?

Yes, NKGS0000039 is a valid IFSC code for NKGSB Co-operative Bank PANAJI branch in PANAJI, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does NKGS0000039 belong to?

NKGS0000039 belongs to NKGSB Co-operative Bank. The first 4 characters "NKGS" identify the bank.

What is the MICR code for this branch?

The MICR code for NKGSB Co-operative Bank PANAJI is 590086002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using NKGS0000039?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.