NKGSB Co-operative Bank DHARWAD Branch IFSC Code

NKGS 0000078

NKGSB Co-operative Bank

DHARWAD — DHARWAD, KARNATAKA

MICR: 580086003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank: NKGSB Co-operative Bank
Branch: DHARWAD
IFSC Code: NKGS0000078
MICR Code: 580086003
Address: COURT CIRCLE, KALAL BUILDING, NEXT TO IDBI CENTRE, LINE BAZAR, DHARWAD 580 001
City: DHARWAD
District: DHARWAD
State: KARNATAKA
Contact: +9183862444074

How to Use This IFSC Code

NEFT Transfer

Use IFSC code NKGS0000078 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code NKGS0000078.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code NKGS0000078.

IFSC Code Structure

NKGS — Bank code (NKGSB Co-operative Bank)
0 — Reserved (always 0)
000078 — Branch code (DHARWAD)

Frequently Asked Questions

Is NKGS0000078 valid for online transfer?

Yes, NKGS0000078 is a valid IFSC code for NKGSB Co-operative Bank DHARWAD branch in DHARWAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.

What bank does NKGS0000078 belong to?

NKGS0000078 belongs to NKGSB Co-operative Bank. The first 4 characters "NKGS" identify the bank.

What is the MICR code for this branch?

The MICR code for NKGSB Co-operative Bank DHARWAD is 580086003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.

Can I do RTGS using NKGS0000078?

Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.