Punjab & Sind Bank RAMRAJ Branch IFSC Code
PSIB 0000020
RAMRAJ — MUZAFFARNAGAR, UTTAR PRADESH
MICR: 251023504
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- RAMRAJ
- IFSC Code
- PSIB0000020
- MICR Code
- 251023504
- City
- MUZAFFARNAGAR
- District
- RAM RAJ
- State
- UTTAR PRADESH
- Contact
- +911396246483
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000020.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000020.
IFSC Code Structure
P
S
I
B
0
0
0
0
0
2
0
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000020 — Branch code (RAMRAJ)
Nearby Punjab & Sind Bank Branches in MUZAFFARNAGAR
MORNA
PSIB0000099
MORNA, DISTT. MUZAFFARNAGAR , UTTAR PRADESH - 251316
MICR: 251023503 RTGS ✓ NEFT ✓ IMPS ✓
MUZAFFARNAGAR
PSIB0000256
ROORKEE ROAD MUZAFFARNAGAR
MICR: 251023002 RTGS ✓ NEFT ✓ IMPS ✓
SHERPUR KHADAR
PSIB0000488
SHERPUR KHADAR TEH,PURKAZI, DISTT. MUZAFFARNAGAR, UTTAR PRADESH - 251317
MICR: 251023506 RTGS ✓ NEFT ✓ IMPS ✓
BITAWIDA
PSIB0000603
BITA WADA, DISTT. MUZAFFARNAGAR, UTTAR PRADESH - 251302
MICR: 251023502 RTGS ✓ NEFT ✓ IMPS ✓
CHHAJARSI
PSIB0000616
CHHAJARSI, P.O. GAILAND,, DISTT. GHAZIABAD, UTTAR PRADESH - 245304
MICR: 245023003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000020 valid for online transfer?
Yes, PSIB0000020 is a valid IFSC code for Punjab & Sind Bank RAMRAJ branch in MUZAFFARNAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000020 belong to?
PSIB0000020 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RAMRAJ is 251023504. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.