Punjab & Sind Bank RAMRAJ Branch IFSC Code

PSIB 0000020
Punjab & Sind Bank Logo Punjab & Sind Bank
RAMRAJ — MUZAFFARNAGAR, UTTAR PRADESH
MICR: 251023504 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
RAMRAJ
IFSC Code
PSIB0000020
MICR Code
251023504
Address
RAM RAJ DISTT.MUZAFFAR NAGAR, UTTAR PRADESH - 251302
Open in Google Maps
City
MUZAFFARNAGAR
District
RAM RAJ
State
UTTAR PRADESH
Contact
+911396246483

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000020.

IFSC Code Structure

P
S
I
B
0
0
0
0
0
2
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000020 — Branch code (RAMRAJ)

Nearby Punjab & Sind Bank Branches in MUZAFFARNAGAR

View all Punjab & Sind Bank branches in MUZAFFARNAGAR →

Frequently Asked Questions

Is PSIB0000020 valid for online transfer?
Yes, PSIB0000020 is a valid IFSC code for Punjab & Sind Bank RAMRAJ branch in MUZAFFARNAGAR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000020 belong to?
PSIB0000020 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank RAMRAJ is 251023504. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.