Punjab & Sind Bank GILL LUDHIANA Branch IFSC Code
PSIB 0000021
Punjab & Sind Bank GILL LUDHIANA — LUDHIANA, PUNJAB
MICR: 140023019
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- GILL LUDHIANA
- IFSC Code
- PSIB0000021
- MICR Code
- 140023019
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
- Contact
- +911612490056
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000021 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000021.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000021.
IFSC Code Structure
P
S
I
B
0
0
0
0
0
2
1
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000021 — Branch code (GILL LUDHIANA)
Nearby Punjab & Sind Bank Branches in LUDHIANA
LUDHIANA SABUN BAZAR, LUDHIANA
PSIB0000002
SABAN BAZAR, LUDHIANA
MICR: 141023016 RTGS ✓ NEFT ✓ IMPS ✓
KHANNA
PSIB0000003
G. T. ROAD KHANNA, DISTT.LUDHIANA, PUNJAB-141401
MICR: 141023202 RTGS ✓ NEFT ✓ IMPS ✓
JODHAN, LUDHIANA
PSIB0000048
JODHAN,DISTT. LUDHIANA,PUNJAB,PIN CODE-142029
MICR: 141023032 RTGS ✓ NEFT ✓ IMPS ✓
PAKHOWAL
PSIB0000052
PAKHOWAL, DISTT. LUDHIANA, PUNJAB-141108
MICR: 141023306 RTGS ✓ NEFT ✓ IMPS ✓
DEHLON, LUDHIANA
PSIB0000085
DEHLON,DISTT. LUDHIANA,PUNJAB-141118
MICR: 141023033 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000021 valid for online transfer?
Yes, PSIB0000021 is a valid IFSC code for Punjab & Sind Bank GILL LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000021 belong to?
PSIB0000021 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GILL LUDHIANA is 140023019. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000021?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.