Punjab & Sind Bank HARCHOWAL Branch IFSC Code

PSIB 0000062
Punjab & Sind Bank Logo Punjab & Sind Bank
HARCHOWAL — GURDASPUR, PUNJAB
MICR: 143023260 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
HARCHOWAL
IFSC Code
PSIB0000062
MICR Code
143023260
Address
HARCHOWAL TEH.BATALA, DISTT. GURDASPUR , PUNJAB - 143527
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City
GURDASPUR
District
HARCHOWAL
State
PUNJAB
Contact
+911872252436

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000062 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000062.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000062.

IFSC Code Structure

P
S
I
B
0
0
0
0
0
6
2
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000062 — Branch code (HARCHOWAL)

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Frequently Asked Questions

Is PSIB0000062 valid for online transfer?
Yes, PSIB0000062 is a valid IFSC code for Punjab & Sind Bank HARCHOWAL branch in GURDASPUR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000062 belong to?
PSIB0000062 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank HARCHOWAL is 143023260. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000062?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.