Punjab & Sind Bank GHAGGA Branch IFSC Code

PSIB 0000070
Punjab & Sind Bank Logo Punjab & Sind Bank
GHAGGA — PATIALA, PUNJAB
MICR: 147023022 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
GHAGGA
IFSC Code
PSIB0000070
MICR Code
147023022
Address
GHAGGA, DISTT. PATIALA , PUNJAB - 147102
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City
PATIALA
District
GHAGGA
State
PUNJAB
Contact
+911764252263

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000070 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000070.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000070.

IFSC Code Structure

P
S
I
B
0
0
0
0
0
7
0
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000070 — Branch code (GHAGGA)

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Frequently Asked Questions

Is PSIB0000070 valid for online transfer?
Yes, PSIB0000070 is a valid IFSC code for Punjab & Sind Bank GHAGGA branch in PATIALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000070 belong to?
PSIB0000070 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank GHAGGA is 147023022. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000070?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.