Punjab & Sind Bank THE RIDGE, SHIMLA Branch IFSC Code
PSIB 0000171
Punjab & Sind Bank THE RIDGE, SHIMLA — SIMLA, HIMACHAL PRADESH
MICR: 171023002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab & Sind Bank
- Branch
- THE RIDGE, SHIMLA
- IFSC Code
- PSIB0000171
- MICR Code
- 171023002
- City
- SIMLA
- District
- SIMLA
- State
- HIMACHAL PRADESH
- Contact
- 2658353
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PSIB0000171 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000171.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000171.
IFSC Code Structure
P
S
I
B
0
0
0
0
1
7
1
- PSIB — Bank code (Punjab & Sind Bank)
- 0 — Reserved (always 0)
- 000171 — Branch code (THE RIDGE, SHIMLA)
Nearby Punjab & Sind Bank Branches in SIMLA
SHOGI
PSIB0000178
SHOGI, DISTT. SIMLA, HIMACHAL PRADESH-171219
MICR: 171023004 RTGS ✓ NEFT ✓ IMPS ✓
SANJAULI, SIMLA
PSIB0000209
SANJAULI,DISTT. SIMLA, HIMACHAL PRADESH-171006
MICR: 171023003 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is PSIB0000171 valid for online transfer?
Yes, PSIB0000171 is a valid IFSC code for Punjab & Sind Bank THE RIDGE, SHIMLA branch in SIMLA, HIMACHAL PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000171 belong to?
PSIB0000171 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank THE RIDGE, SHIMLA is 171023002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000171?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.