Punjab & Sind Bank MOHALI , PHASE- Branch IFSC Code

PSIB 0000186
Punjab & Sind Bank Logo Punjab & Sind Bank
MOHALI , PHASE- — RUPNAGAR, PUNJAB
MICR: 160023013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab & Sind Bank
Branch
MOHALI , PHASE-
IFSC Code
PSIB0000186
MICR Code
160023013
Address
S.C.F.-23-25, PHASE-5, MOHALI
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City
RUPNAGAR
District
SAS NAGAR,MOHALI
State
PUNJAB
Contact
228904

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PSIB0000186 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PSIB0000186.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PSIB0000186.

IFSC Code Structure

P
S
I
B
0
0
0
0
1
8
6
  • PSIB — Bank code (Punjab & Sind Bank)
  • 0 — Reserved (always 0)
  • 000186 — Branch code (MOHALI , PHASE-)

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Frequently Asked Questions

Is PSIB0000186 valid for online transfer?
Yes, PSIB0000186 is a valid IFSC code for Punjab & Sind Bank MOHALI , PHASE- branch in RUPNAGAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PSIB0000186 belong to?
PSIB0000186 belongs to Punjab & Sind Bank. The first 4 characters "PSIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab & Sind Bank MOHALI , PHASE- is 160023013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PSIB0000186?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.